Marketplace Lending: A Financial Future for Everyone

We believe that the use of technology can power financial inclusion and that innovative businesses see opportunities in market gaps. For LendingClub, that means addressing gaps in accessing affordable loans. Through data and technology, we’re able to provide access to competitive rates for borrowers and reach people that traditional brick and mortar lenders aren’t serving… Continue reading Marketplace Lending: A Financial Future for Everyone

Patrick Dunne on LendingClub’s 10-Year Anniversary

Founded in 2007 as one of the first fintech companies, LendingClub has been a pioneer in transforming traditional lending into an efficient online marketplace. Our transparent platform has proven to be valuable to both borrowers and investors, allowing us to grow into the largest online lending platform in the country. As we look back at… Continue reading Patrick Dunne on LendingClub’s 10-Year Anniversary

What’s Your Credit Score Worth? (It turns out, a lot!)

Your credit score is just a number, but chances are it has already had a measurable effect on your wallet. Your credit score is one way potential lenders, landlords, employers—and even partners—use as a stand-in for how responsible and reliable you might be. If you have a great credit score, you’ll likely benefit by paying… Continue reading What’s Your Credit Score Worth? (It turns out, a lot!)